(239) 682-5800 Naples Luxury Homes & Condos | Schulz Realty Buyers Agents

440 Cottage CT, Marco Island, FL 34145

$2,850,000
5
BD
4
BA
3,571
SqFt

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Sold Price
$2,850,000
List Price
$2,900,000
Listing Price
$2,900,000
Closing Date
Feb 09, 2026
MLS#
225078501
Status
CLOSED
Bedrooms
5
Beds + Den
5 Bed
Bathrooms
4
Living Sq. Ft
3,571
Property Class
Single Family Residential
Building Design
Single Family Residence
Status Type
Resale Property
County
Collier
Region
MI01 - Marco Island
Development
Marco Island
Subdivision
Marco Island

Property Description

Discover island living with timeless style in this West Indies/Key West–inspired coastal retreat tucked away on a quiet cul-de-sac. This fabulous home blends classic tropical architecture with relaxed coastal elegance, creating an inviting, breezy atmosphere. The exterior showcases crisp architectural details, a metal roofline, and lush tropical landscaping. Inside abundant and plentiful natural light fills the living space, where vaulted ceilings and refined finishes strike the ideal balance between Caribbean sophistication and Key West casual comfort. The main living area with fireplace flows effortlessly into a beautifully designed kitchen, making it ideal for both entertaining and everyday living. Multiple sets of French doors open to your private outdoor oasis, with a sparkling pool, covered seating areas, and swaying palms, an idyllic backdrop for al fresco dining, relaxation, and gatherings with friends and family. For boating enthusiasts, this property is a dream. Other features include 3 new AC units, 2 new in 2025 and the 3rd less than two years old; Wolf and SubZero high-end appliances; wine cooler and beverage center in kitchen; spacious 2-car garage; the 3rd full guest bath has been recently added, and two other guest baths have recently been remodeled. All this plus147' of water frontage, private boat dock with room for two boats and wave runners, with electric available right at the dock. The thoughtful floor plan includes two separate stairways leading to the second floor. One stairway brings you to the upstairs bedroom wing, where each bedroom features its own private balcony with outstanding views, creating an elevated and serene retreat for family and visitors. This level also includes the expansive master suite, complete with a double-sided fireplace shared with the spa-inspired master bathroom, adding warmth and luxury to both spaces. The second stairway leads to a spacious recreation room, currently used as a pool room, that also functions perfectly as a game room, media room, or flexible space tailored to your lifestyle. Practicality meets style in the well-appointed laundry room, featuring a laundry tub, front-load washer and dryer, and a generous amount of built-in cabinetry for excellent storage. Guest rooms are designed for comfort and privacy, making hosting effortless. Located just minutes from Marco Island’s world-famous beaches, popular restaurants, and boutique shopping, this residence offers a rare blend of charm, character, and modern coastal living. A standout residence where West Indies elegance meets Key West warmth—this home delivers an unforgettable island lifestyle in one of Marco Island’s most desirable neighborhoods.

Additional Information

Year Built
1992
Garage Spaces
2
furnished
Turnkey
Pets
Yes
Amenities
None
Community Type
Boating
View
Bay
Boat Access
Boat Dock Private, Boat Lift, Dock Deeded, Dock Included, Elec Avail at dock, Jet Ski Lift
Waterfront Description
Bay
Pool
Yes
Building Description
2 Story
Acres
0.29
Restrictions
None
Rear Exposure
NW
Roof
Metal
Flooring
Tile, Wood
Exterior Features
Boat Dock Private, Boat Lift, Dock Deeded, Dock Included, Elec Avail at dock, Jet Ski Lift, Balcony, Open Porch/Lanai
Water
Central
Cooling
Central Electric
Interior Features
Bar, Built-In Cabinets, Fireplace, Foyer, French Doors, Laundry Tub, Smoke Detectors, Walk-In Closet(s), Window Coverings
Equipment/Appliances Included
Auto Garage Door, Dishwasher, Dryer, Grill - Gas, Microwave, Range, Refrigerator/Freezer, Security System, Smoke Detector, Washer, Washer/Dryer Hookup, Wine Cooler
Rooms
Balcony, Den - Study, Family Room, Guest Bath, Guest Room, Laundry in Residence, Open Porch/Lanai, Recreation
Tax Year
2025

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Courtesy of John R Wood Properties.

Selling Office: Berkshire Hathaway FL Realty.

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program (BR Program) of M.L.S. of Naples, Inc. Properties listed with brokerage firms other than this company are marked with the BR Program Icon or the BR House Icon and detailed information about them includes the name of the listing brokers. The properties displayed may not be all the properties available through the BR Program. The information provided is for consumers’ personal, non-commercial use and may not be used for any other purpose.